Xbox Mastercard | Xbox (2024)

Check out more of the Xbox Mastercard features

No annual fee¹

Contactless payments

FICO® Score for free⁶

$0 Fraud Liability protection

Digital Wallets supported

1. The Xbox Mastercard is issued by Barclays Bank Delaware. Offer subject to credit approval. This offer is available through this advertisem*nt and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive activity or rewards manipulation (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the Terms and Conditions for important information.Annual Fee is $0. For purchases and balance transfers, the variable APR is 20.99% to 29.99%, depending upon our review of your application, your credit history at account opening, and other factors. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $10). Cash advance fee: 5% (min. $10). Foreign transaction fee: 3%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.

2. Conditions and limitations apply. See Introductory Bonus Offer section for more information about the introductory offer. See Reward Rules for additional information about the rewards program. Visit BarclaysUS.com/XboxMastercardRewards for the list of eligible products, stores, and services. Visit xbox.com/xbox-mastercard/card-points-redemption for additional details on redeeming card points.

3. Game Pass Ultimate is owned and operated by Microsoft. Valid for new Xbox Game Pass members in the 50 United States only. See FAQs for more details. To earn the initial 3-month acquisition code, your first purchase must be made within 180 days of account opening. Unless cancelled, subscription continues automatically at the regular monthly price when promotional period ends. Code must be redeemed by the expiration date provided when you receive the code. Limit 1 per Microsoft account. Subject to the Microsoft Services Agreement, Game Pass terms and system requirements at: xbox.com/subscriptionterms. If gifting your Game Pass Ultimate code(s) to a friend, the same offer terms apply.

* Terms, exclusions, and streaming limits apply. Game catalog varies over time, region, and by device. See xbox.com/gamepass. Xbox Cloud Gaming (Beta): requires supported game and may require supported Bluetooth controller (each sold separately). Select regions and devices. Streaming limitations apply, server availability and wait times may vary. Requires internet, ISP fees apply.

4. For primary cardmember only. To be eligible to print, gamertag must only contain alphanumeric characters and/or spaces; no special characters allowed. Gamertag must comply with the Microsoft Service Agreement and Xbox Community Standards; if gamertag violates these standards, Barclays reserves the right to issue or reissue your card without a printed gamertag. If you change your gamertag after having it printed on your Xbox Mastercard, a replacement card will not be automatically reissued.

5. Spotify Premium Individual is owned and operated by Spotify USA, Inc. Only open to users in the United States who haven't tried Premium before. To earn the 3-month free trial Spotify Premium Individual code, your first purchase on your Xbox Mastercard must be made within 180 days of account opening or before January 21, 2025. Offer redeemable through February 20, 2025. Credit card required to redeem. Unless cancelled, subscription continues automatically at the then current monthly price after trial (currently $10.99/month). Cancel anytime. Limit 1 per person/account. Subject to Spotify Paid Subscription Terms and Conditions. Microsoft reserves the right to modify or cancel this offer at any time.

6. FICO® Score Access: FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclays offers FICO® Score access at its sole discretion. Not all accounts will have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open, active (having activity within the past 150 days) and in good standing.

The Xbox Mastercard is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, World Elite Mastercard, and the circles design are registered trademarks of Mastercard International Incorporated.